I know a lot of online friends are in the same situation as me. But in my IRL erstwhile (geographically scattered) peer group, literally everyone
a) owns a house and
b) can and does take time off work (even if "only" 2 weeks a year) and
c) travels at least 1 or 2X a yr for pleasure, almost all internationally.
It's hard to maintain a real authentic friendship when our circumstances are so discrepant. What am I supposed to chat about? "That's great, and I'm so excited I made my rent this month!"