I'm amazed of how fast some people seem to have forgotten the lesson of the 2008 financial crisis. It only took one company to collapse the entire financial market. Right now the tech sector's financial health is down the drain, with very large amounts of high-interest debt being piled up everywhere. We don't need to wait for the collapse of a large company, the smallest neocloud (you never heard of) not being able to repay its loans will be more than enough.