RE: https://social.lansky.name/@hn100/116047223853314925
While it's obviously good that the EU becomes more independent from the US, the focus on having this be a software based solution is scary.
We can already see in Sweden, how Swish has created digital exclusion, where some people cannot pay for products and services, just because they have the wrong/too old phone.
Cards might not be perfect, but at least they are ~20€/year pieces of plastic, not 500€ phones that can become unsupported at any point in time.